Haven't answered my own question yet so thought I'd better get back here and do it! Tax man first. I'm with ya on that one, Surge. No SWAT teams at my door, thank you. Then I'd put some in savings, be sure my grandkids all have college accounts, my kids have some in their pocket, my three closest friends get $500 each, my animal charity gets a bit, and then I go to the "lands"...England, Scotland, and Ireland. Anything left is back into the savings account, cuz I've learned life will often give you surprises that require extra cash!