Many years ago, we had a business doing some maintenence in our home. Somehow, in the process, they broke an inexpensive TV stand. Replacement cost was $40-50. Filed the claim the day they broke it before they left, was assured a check would be in the mail.
After several weeks with no check, I called to ask where my check was, and was told the owner would call me back. No return call this time, or with three additional calls. Last call I told the office admin type (who I later learned was the boss's wife) I would give them another week to pay or I'd file suit in Small Claims Court. No payment.
As promised, I filed, they did not show up, I won by default. Still no payment weeks later. I talked to my attorney who told me how simple it was to have the court freeze the guy's bank account (his bank/acct. number stamped on the back of the check I wrote them for the work) until he paid up. I filed the paperwork, and a week later left on a two week business trip where I was unreachable. (Very remote test site.)
About three nights into the trip, I called my wife to check in. She said I had a message on the answering machine from the business owner, and he was unhappy. His message said he had been notified by his bank his accounts were frozen, and that he was not able to pay for supplies or his employees. He said they told him the accts would stay frozn until ordered otherwise by the court.
Court told him they'd unfreeze the acct when Mr Duke received his judgment and he (business) paid court costs. The check was waiting for me when I got back from the desert, but I still had to file more paperwork (in person) with the court to acknowledge he'd paid the judgment.
Unfortunately I was really busy the next three weeks, and wasn't able to get there. He called numerous times during those three weeks, either getting the machine or Mrs Duke telling him I'd call him back. He was in tears. I ignored him.
Finally I had time to go back to the court to sign the paperwork, and his accounts were finally unfrozen, six weeks after the fact. He almost went bankrupt. Jerk.